National Bank Examiner/Bank Examiner (Retail Credit), NB-0570-V

Duties

As a National Bank Examiner/Bank Examiner (Retail Credit), you will:

• Assess operational risks in retail credit lending consisting of marketing, loan acquisition or origination, account management, documentation or recordkeeping management, payments processing, and management of collection activities.
• Evaluate the control and management of risks inherent in a particular institution's retail credit lending activities and assess the overall condition of initial credit acquisition and underwriting, account management, and when applicable collections.
• Plan, coordinate, and monitor retail credit banking activities which includes assessing risk, developing supervisory strategies and determining the scope of supervisory activities.
• Assess the capability of management, the effectiveness of board supervision, the soundness of adopted policies and procedures, and the effect of retail credit banking activities and risk selection on the overall soundness of an institution
• Conduct or participate in discussions with bank management on findings and recommendations.

Requirements

Conditions of Employment

This position requires that the successful candidate undergo personnel vetting, which includes a background investigation and enrollment upon onboarding into "Continuous Vetting." Enrollment in Continuous Vetting will result in automated record checks being conducted throughout one's employment with Treasury. The successful candidate will also be enrolled into FBI's Rap Back service, which will allow Treasury to receive notification from the FBI of criminal matters (e.g., arrests, charges, convictions) involving enrolled individuals in near real-time. There are three key documents that contain important information about your rights and obligations. Please read and retain these documents:

1. Noncriminal Justice Applicant's Privacy Rights, for those who undergo an FBI fingerprint-based criminal history record check for personnel vetting, which includes Rap Back,
2. FD-258 Privacy Act Statement - FBI (this is the same statement used when your fingerprints are submitted as part of your background investigation), and
3. SEAD-3-Reporting-U.pdf (dni.gov), (applicable to those who hold a sensitive position or have eligibility for access to classified information).

• Complete a one-year trial period (unless already completed).
• Complete a Declaration for Federal Employment to determine your suitability for Federal employment.
• Have your salary sent to a financial institution of your choice by Direct Deposit/Electronic Funds Transfer.
• Go through a Personal Identity Verification (PIV) process that requires two forms of identification from the Form I-9. Federal law requires verification of the identity and employment eligibility of all new hires in the U.S.
• Travel overnight or locally on a frequent basis.
• Obtain and use a Government-issued charge card for business-related travel.
• Successfully complete a background investigation that includes criminal history, financial history (including a credit check) and other information.
• File an OCC Financial Disclosure Form.
• Complete a financial disclosure review and resolve any ethics issues.
• Click here for important information about OCC ethics standards, such as the requirement that new hires divest their bank securities.

Qualifications

You must meet the following requirements by the closing date of this announcement:

You must have one year of specialized experience at a level of difficulty and responsibility equivalent to the NB-IV band level or GS-11 Grade Level. Examples of specialized experience for this position include:

• Examining or auditing the effectiveness of a financial institution's retail credit risk management processes (e.g., credit underwriting practices, credit analysis, account management, risk rating accuracy, mortgage servicing, collections, or audit and loan review).

The experience may have been gained in the public sector, private sector, or through volunteer service. One year of experience refers to full-time work; part-time work is considered on a prorated basis.

To receive any credit for your work experience, please indicate dates of employment by month/year, and indicate the number of hours worked per week, on your resume.

Education

Education cannot be used to qualify for this position.